I am one of those strange people that only have a few credit cards. When I do use one, I pay it off in full at the end of the month as I detest paying interest. However, I have been thinking…what if I have this like emergency and need to carry a balance for a while? I would want a credit card low interest type of card. There are so many to choose from its mind boggling! With CreditNet I can research and find out what is best for me. Plus, I have no idea what my credit score is either, and do I want MC, Visa, Amex, Discover….? So many questions that need answers; I better get to it just in case.